From the Office of Marty Walt


Feds Approve Colorado, Oregon, Washington Insurance Exchanges

Written by Marty Walt.

Colorado, Oregon and Washington are among the first six states to get preliminary approval from the Obama Administration to operate a health insurance exchange.

The Centers for Medicare and Medicare Services announced the decision on Monday. The other states were: Maryland, Massachusetts and Connecticut.

Federal officials say Oregon's application was given conditional approval because the state hasn't completed all required actions but will be ready to operate by October.

Washington state has received conditional approval by the federal government to move forward with a state-based health insurance exchange starting Oct. 1, 2013.

Washington Healthplanfinder will be the online portal for people to compare and enroll in health insurance coverage. Washington Healthplanfinder will begin enrolling consumers on Oct. 1, 2013, for health insurance coverage beginning on Jan. 1, 2014.

Gov. Chris Gregoire says 200,000 uninsured Washingtonians will be able to receive insurance through the exchange.

Source: Insurance Journal


Company Holiday Party Insurance

Written by Marty Walt.

Christmas PartyAre you looking to host a company Christmas party? If so, keep the "Merry" in Merry Christmas by checking with us regarding your insurance coverage. Many businesses host an annual Christmas party as do many civic groups, clubs and organizations, not to mention schools and church groups. "Special Events Accident & Liability Insurance" is explicitly crafted to eliminate the financial burden you can incur as the direct result of expensive medical bills or civil litigation. Choices Insurance is capable of customizing accident and liability policies for your Christmas Party that will cover everything from Santa Claus and his merry little elves to all the family guests and their children. 


Christmas Tree Fire Safety Tips

Written by Marty Walt.

Tree FiresFollowing a few, simple fire safety tips can keep electric lights, candles and the ever popular Christmas tree from creating a tragedy, according to U.S. Fire Administration officials. USFA is an entity of the Department of Homeland Security's Federal Emergency Management Agency (FEMA).


How the Insurance Industry Tried To Ban Christmas

Written by Marty Walt.

The Grinch...In December 1908, the insurance industry declared war on Christmas. The New York Board of Underwriters issued an announcement to every client of every fire-insurance firm in the city.

It read:

Your attention is hereby respectfully called to the fact that the introduction about the premises of Christmas green, harvest specimens and other inflammable materials, such as cotton, to represent snow, and the like, and the use of moving picture machines, introduces additional hazard not contemplated by the underwriters in issuing policies of indemnity covering the usual fire hazard.

So many disastrous fires had occurred as a result of Christmas decorations -- not only in retail stores where festive spectacles were common, but also in houses, churches and public buildings -- that "the practical prohibition of this class of display is deemed necessary."

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